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You only pay the normal price of your purchase. There is no interest charged or extra costs applied. Late fees may be charged for missed payments.
Laybuy lets you receive your purchase now and spread the total cost over 6 weekly automatic payments. Interest free.
Simply return your items to the Merchant as normal. Once they receive the products and accept the return they will refund us the full amount due under their returns policy. As soon as we receive the refund from the Merchant we will credit the funds to your nominated debit or credit card and adjust or cancel your payment schedule as necessary.
If you do fail to make a payment, a default fee of $10 may be charged. Additional failure to make payments will result in further charges being applied to your account. These fees will be incurred for each payment that is late.